保证年金选择权 guaranteed annuity option; guaranteedannuityoption 纯粹终身年金选择 straight life income option .
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The choice of annuities has long been built into TIAA-CREF retirement plans, and close to 50% of TIAA-CREF participants opt for a guaranteed deferred annuity as an investment option, allocating 40% of their contributions to the option.
FORBES: Five Ways To Save Your 401(k)--And Your Retirement
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